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Legal & Policies

Last updated: July 2026

Terms of Service

NivArth is a personal finance tracking tool provided for informational purposes only. By using this application, you agree not to hold NivArth liable for any investment decisions made based on the data displayed.

We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of the updated terms.

Privacy Policy

Your financial data is stored securely and never shared with third parties. We collect only the information necessary to provide the service. You can delete your account and all associated data at any time from the Profile settings page.

We use industry-standard encryption to protect your data in transit and at rest.

Disclaimer

NivArth is not a SEBI-registered investment adviser. All data and calculations are for informational purposes only and do not constitute financial, investment, tax, or legal advice. Past performance is not indicative of future results. Investments in equity, mutual funds, and other instruments are subject to market risks.